The partnership makes it easier for users to move from local currency into a self-custody account, and back out again, with fewer steps and without giving up control.

SecondFi today announced a partnership with Banxa to enable fiat on-ramp and off-ramp capabilities within its self-custody neofinance platform. With support across 180+ markets and 30+ fiat currencies, the integration gives users a more direct way to move from local currency into a self-custody account, and back out again where supported.

For users, the point is practical. Instead of moving across multiple platforms to fund an account, enter crypto markets, or move back into local currency, SecondFi offers a more direct path inside a product built around user control.

That matters because most financial products still force a tradeoff. Traditional platforms make moving money easier, but usually require users to hand over control. Onchain products give users ownership, but often make entry, exit, and everyday use harder than they should be. SecondFi narrows that gap.

The platform gives eligible users one place to access supported spending, trading, earning, and saving functionality through third-party providers where regulated and available, while keeping control of their funds. By adding Banxa’s fiat to crypto access layer, SecondFi reduces the number of steps between local currency, digital assets, and everyday use, making the self-custody account more practical as an everyday financial product.

“Self-custody only matters if you can actually get money in and out. Fiat access has always been one of the biggest friction points in crypto, and this partnership with Banxa removes it without pushing users back into a custodial model.”

— Phillip Pon, CEO of EMURGO

Banxa provides embedded crypto-fiat infrastructure for web3 wallets, exchanges, ecosystems and traditional Fintech businesses, including on and off-ramping, compliance tooling, and developer integrations designed to support global crypto access.

“Many digital asset experiences still force users off-platform just to move funds in or out. Our partners can offer crypto in a way that is trusted, secure and frictionless whilst abstracting the underlying complexity for end users. Users can transact using familiar local payment options, like PayPal, Apple Pay, Google Pay and direct bank transfers, and receive assets straight into their wallets. For SecondFi, this means supporting a self-custody account experience with fewer jumps between fiat, crypto, and everyday use.”

— Shaun Heng, Chief Product & Growth Officer at Banxa

What this means for users

• One-tap funding: Users can fund a self-custody account through familiar local payment methods, including bank transfer, Apple Pay, Google Pay, and PayPal, with no separate exchange step.

• Wide market coverage: The integration supports 180+ markets and 30+ fiat currencies at launch, giving the same SecondFi experience consistent reach across regions.

• Cash out without leaving the app: Where supported, users can convert digital assets back to local currency and route the proceeds to their bank account in one flow.

• Self-custody preserved end to end: Funds remain in the user's wallet through the on-ramp and off-ramp process. There is no requirement to deposit assets with a centralized custodian to access fiat rails.

• A single account for the full money lifecycle: Combined with SecondFi's spending, earning, and saving features, the Banxa integration makes the platform usable as a primary place to manage money, not a side product.

About SecondFi

SecondFi is a self-custody account built for everyday onchain finance including supported spending, trading, earning, and saving with you in control. SecondFi was built for anyone who wants a second home for their money. No permission, no unnecessary friction, no one holding the keys but you. The future is onchain. SecondFi is how you get there.

About Banxa

Banxa, an OSL company, is the leading provider of embedded crypto infrastructure – powering seamless integration of digital assets into existing platforms. 

Over the past decade, we’ve built global and local payment solutions, backed by an international licensing network, enabling 400+ businesses to deliver crypto and stablecoin access to millions of users around the world. 

Headquartered in the United States, Europe, and Asia-Pacific, Banxa is reshaping the way we move money worldwide—with regulatory confidence, speed, and efficiency.

banxa.com

Disclaimer

This release has been prepared and provided by SecondFi and is for general informational purposes only. The statements and descriptions herein reflect SecondFi's current view of the partnership with Banxa and do not constitute legal, tax, investment, financial, accounting, regulatory, or other professional advice. This release is not an offer, solicitation, recommendation, or invitation to buy, sell, hold, use, or transact in any digital asset, stablecoin, security, payment service, remittance service, yield product, card programme, investment strategy, or other regulated product or service.*

*EMURGO and SecondFi do not provide regulated financial, payment, remittance, exchange, custody, securities, investment, banking, or advisory services except where properly authorised. Any regulated service, where available, is provided by appropriately licensed, registered, exempt, or otherwise authorized third-party providers, and only where it may lawfully be offered. Availability of any product, feature, asset, fiat on-ramp or off-ramp, payment method, payout route, stablecoin functionality, yield functionality, or other service may vary by jurisdiction and user eligibility, and may depend on onboarding, sanctions screening, KYC/AML checks, partner approval, applicable law, platform terms, liquidity, network conditions, operational limits, and other restrictions. Digital assets, including stablecoins, involve significant risks, may be volatile, may lose value, may fail to maintain an intended reference value, and may be affected by network, protocol, smart-contract, cybersecurity, counterparty, liquidity, operational, or regulatory risks. Digital assets may not be protected by deposit insurance, investor compensation, or similar protection schemes unless expressly stated otherwise.*

*This release is not intended for any jurisdiction or person where its publication, distribution, or use would be unlawful or would require licensing, registration, approval, or other authorization that has not been obtained. Users should review the applicable terms, disclosures, eligibility requirements, and risk information before using any product or service described in this release.*