Terms of Service Agreement
Terms of Service Agreement
Terms of Service Agreement
THIS TERMS OF SERVICE AGREEMENT ("Agreement") is made between SecondFi (or the relevant operating entity providing the SecondFi platform) ("Company", "SecondFi", "we", "us", or "our") and any person or entity ("User") who accesses, downloads, installs, or uses the SecondFi platform, including any applications, software, interfaces, APIs, data processing services, communication services, or other functionality made available by the Company (collectively, the "Platform").
The Company and the User are collectively referred to as the "Parties."
BY CLICKING A BUTTON OR CHECKBOX TO ACCEPT THESE TERMS, OR BY ACCESSING, INSTALLING, OR USING ANY PART OF THE PLATFORM (THE "EFFECTIVE DATE"), USER EXPRESSLY AGREES TO BE LEGALLY BOUND BY ALL TERMS OF THIS AGREEMENT AND ANY ADDITIONAL TERMS, RULES, OR CONDITIONS THAT MAY BE ISSUED BY THE COMPANY FROM TIME TO TIME.
IF USER DOES NOT AGREE TO THESE TERMS, USER MUST NOT ACCESS OR USE THE PLATFORM.
THIS TERMS OF SERVICE AGREEMENT ("Agreement") is made between SecondFi (or the relevant operating entity providing the SecondFi platform) ("Company", "SecondFi", "we", "us", or "our") and any person or entity ("User") who accesses, downloads, installs, or uses the SecondFi platform, including any applications, software, interfaces, APIs, data processing services, communication services, or other functionality made available by the Company (collectively, the "Platform").
The Company and the User are collectively referred to as the "Parties."
BY CLICKING A BUTTON OR CHECKBOX TO ACCEPT THESE TERMS, OR BY ACCESSING, INSTALLING, OR USING ANY PART OF THE PLATFORM (THE "EFFECTIVE DATE"), USER EXPRESSLY AGREES TO BE LEGALLY BOUND BY ALL TERMS OF THIS AGREEMENT AND ANY ADDITIONAL TERMS, RULES, OR CONDITIONS THAT MAY BE ISSUED BY THE COMPANY FROM TIME TO TIME.
IF USER DOES NOT AGREE TO THESE TERMS, USER MUST NOT ACCESS OR USE THE PLATFORM.
1. Rights and Obligations
1. Rights and Obligations
1. Rights and Obligations
a. Description of the Platform
a. Description of the Platform
a. Description of the Platform
SecondFi is a self-custodial financial platform that enables users to manage digital assets and interact with blockchain-based networks and third-party services.
The Platform may provide tools enabling users to:
SecondFi is a self-custodial financial platform that enables users to manage digital assets and interact with blockchain-based networks and third-party services.
The Platform may provide tools enabling users to:
Create or restore self-custody wallets
Hold and manage digital assets
Send and receive digital assets
Convert or swap digital assets
Interact with blockchain networks
Delegate or stake supported assets
Access financial services offered by third-party providers
Connect to payment services such as card programs or fiat on/off ramps
Create or restore self-custody wallets
Hold and manage digital assets
Send and receive digital assets
Convert or swap digital assets
Interact with blockchain networks
Delegate or stake supported assets
Access financial services offered by third-party providers
Connect to payment services such as card programs or fiat on/off ramps
Create or restore self-custody wallets
Hold and manage digital assets
Send and receive digital assets
Convert or swap digital assets
Interact with blockchain networks
Delegate or stake supported assets
Access financial services offered by third-party providers
Connect to payment services such as card programs or fiat on/off ramps
SecondFi does not take custody of User assets. Users maintain control over their digital assets through cryptographic private keys or equivalent authentication mechanisms generated or stored by the User.
SecondFi does not operate as a bank, broker, financial intermediary, or custodian of user funds.
Users acknowledge and agree that:
SecondFi does not take custody of User assets. Users maintain control over their digital assets through cryptographic private keys or equivalent authentication mechanisms generated or stored by the User.
SecondFi does not operate as a bank, broker, financial intermediary, or custodian of user funds.
Users acknowledge and agree that:
The Platform interacts with decentralized blockchain networks and third-party service providers
Transactions executed on blockchain networks are irreversible
The Company cannot reverse transactions
The Company cannot recover private keys, seed phrases, or credentials
The Platform interacts with decentralized blockchain networks and third-party service providers
Transactions executed on blockchain networks are irreversible
The Company cannot reverse transactions
The Company cannot recover private keys, seed phrases, or credentials
Users are solely responsible for safeguarding:
Users are solely responsible for safeguarding:
Private keys
Seed phrases
Passwords
Recovery phrases
Security credentials
Authentication devices
Private keys
Seed phrases
Passwords
Recovery phrases
Security credentials
Authentication devices
IF USER LOSES ACCESS TO PRIVATE KEYS OR RECOVERY PHRASES, USER ACKNOWLEDGES THAT ASSOCIATED DIGITAL ASSETS MAY BECOME PERMANENTLY INACCESSIBLE.
The Company cannot recover lost credentials or assets.
Use of the Platform is at the User's own risk.
IF USER LOSES ACCESS TO PRIVATE KEYS OR RECOVERY PHRASES, USER ACKNOWLEDGES THAT ASSOCIATED DIGITAL ASSETS MAY BECOME PERMANENTLY INACCESSIBLE.
The Company cannot recover lost credentials or assets.
Use of the Platform is at the User's own risk.
b. Platform Availability
b. Platform Availability
b. Platform Availability
User acknowledges that the Platform may become temporarily unavailable due to:
User acknowledges that the Platform may become temporarily unavailable due to:
Maintenance
Technical upgrades
Network outages
Third-party service failures
Blockchain network issues
Events beyond the Company’s reasonable control
Maintenance
Technical upgrades
Network outages
Third-party service failures
Blockchain network issues
Events beyond the Company’s reasonable control
The Company makes no guarantees regarding uninterrupted availability of the Platform.
The Company makes no guarantees regarding uninterrupted availability of the Platform.
c. Equipment and Connectivity
c. Equipment and Connectivity
c. Equipment and Connectivity
User is solely responsible for obtaining and maintaining all hardware, software, internet connectivity, and related services necessary to access and use the Platform.
User is solely responsible for obtaining and maintaining all hardware, software, internet connectivity, and related services necessary to access and use the Platform.
d. Security Responsibilities
d. Security Responsibilities
d. Security Responsibilities
User is solely responsible for:
User is solely responsible for:
Maintaining the confidentiality of login credentials
Protecting private keys and recovery phrases
Securing devices used to access the Platform
Preventing unauthorized access to User accounts or wallets
Maintaining the confidentiality of login credentials
Protecting private keys and recovery phrases
Securing devices used to access the Platform
Preventing unauthorized access to User accounts or wallets
The Company shall not be responsible for losses arising from:
The Company shall not be responsible for losses arising from:
Device compromise
Malware
Phishing
Key loss
Unauthorized access
Device compromise
Malware
Phishing
Key loss
Unauthorized access
e. Privacy
e. Privacy
e. Privacy
The Company will process personal information in accordance with its Privacy Policy.
The Company may disclose information if reasonably necessary to:
The Company will process personal information in accordance with its Privacy Policy.
The Company may disclose information if reasonably necessary to:
Comply with legal obligations
Enforce this Agreement
Protect the rights or safety of the Company or other users
Investigate fraud or illegal activity
Comply with legal obligations
Enforce this Agreement
Protect the rights or safety of the Company or other users
Investigate fraud or illegal activity
Users acknowledge that blockchain transactions may be publicly visible and that such visibility is beyond the Company’s control.
2. Third-Party Services
2. Third-Party Services
2. Third-Party Services
The Platform may integrate or link to services provided by third parties, including but not limited to:
The Platform may integrate or link to services provided by third parties, including but not limited to:
Fiat on/off ramp providers
Payment card issuers
Liquidity providers
Staking providers
Decentralized protocols
Marketplaces or financial services platforms
Fiat on/off ramp providers
Payment card issuers
Liquidity providers
Staking providers
Decentralized protocols
Marketplaces or financial services platforms
These services are provided by independent third parties.
These services are provided by independent third parties.
SecondFi:
SecondFi:
Does not control these services
Does not guarantee their availability or performance
Is not responsible for losses resulting from their use
Does not control these services
Does not guarantee their availability or performance
Is not responsible for losses resulting from their use
Use of third-party services may require acceptance of additional terms and conditions.
Use of third-party services may require acceptance of additional terms and conditions.
3. Taxes and Fees
3. Taxes and Fees
3. Taxes and Fees
Users are solely responsible for all:
Users are solely responsible for all:
Taxes
Duties
Regulatory reporting obligations
Transaction fees
Blockchain network fees
Third-party service fees
Taxes
Duties
Regulatory reporting obligations
Transaction fees
Blockchain network fees
Third-party service fees
The Company does not provide tax advice.
The Company does not provide tax advice.
4. User Representations
4. User Representations
4. User Representations
User represents and warrants that:
User represents and warrants that:
User is at least 18 years old
User has the legal capacity to enter into this Agreement
All information provided to the Company is accurate
User will comply with all applicable laws
User will not use the Platform for illegal purposes
User is at least 18 years old
User has the legal capacity to enter into this Agreement
All information provided to the Company is accurate
User will comply with all applicable laws
User will not use the Platform for illegal purposes
5. Prohibited Uses
5. Prohibited Uses
5. Prohibited Uses
Users may not use the Platform to:
Users may not use the Platform to:
Engage in illegal activities
Conduct fraud or market manipulation
Launder money or finance terrorism
Transmit malicious software
Infringe intellectual property rights
Circumvent security measures
Attempt unauthorized access to systems
Misrepresent identity
Engage in illegal activities
Conduct fraud or market manipulation
Launder money or finance terrorism
Transmit malicious software
Infringe intellectual property rights
Circumvent security measures
Attempt unauthorized access to systems
Misrepresent identity
Violation of these terms may result in suspension or termination of access.
Violation of these terms may result in suspension or termination of access.
6. Suspension or Termination
6. Suspension or Termination
6. Suspension or Termination
The Company may suspend or terminate access to the Platform at any time if:
The Company may suspend or terminate access to the Platform at any time if:
Required by law
Security risks are detected
Terms of this Agreement are violated
Required by law
Security risks are detected
Terms of this Agreement are violated
Termination does not affect transactions already executed on blockchain networks.
Termination does not affect transactions already executed on blockchain networks.
7. Disclaimer of Warranties
7. Disclaimer of Warranties
7. Disclaimer of Warranties
THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.
THE COMPANY DISCLAIMS ALL WARRANTIES INCLUDING:
THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.
THE COMPANY DISCLAIMS ALL WARRANTIES INCLUDING:
MERCHANTABILITY
FITNESS FOR A PARTICULAR PURPOSE
NON-INFRINGEMENT
SECURITY
AVAILABILITY
ERROR-FREE OPERATION
MERCHANTABILITY
FITNESS FOR A PARTICULAR PURPOSE
NON-INFRINGEMENT
SECURITY
AVAILABILITY
ERROR-FREE OPERATION
The Company does not guarantee:
The Company does not guarantee:
Transaction success
Network availability
Asset value stability
Transaction success
Network availability
Asset value stability
8. Limitation of Liability
8. Limitation of Liability
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR:
Loss of digital assets
Loss of profits
Loss of data
Transaction errors
Network failures
Third-party service failures
Loss of digital assets
Loss of profits
Loss of data
Transaction errors
Network failures
Third-party service failures
This includes losses resulting from:
This includes losses resulting from:
User error
Security breaches
Blockchain protocol changes
Software bugs
User error
Security breaches
Blockchain protocol changes
Software bugs
User’s sole remedy is to discontinue use of the Platform.
User’s sole remedy is to discontinue use of the Platform.
9. Indemnification
9. Indemnification
9. Indemnification
User agrees to indemnify and hold harmless the Company and its affiliates from claims arising from:
User agrees to indemnify and hold harmless the Company and its affiliates from claims arising from:
User’s violation of this Agreement
User’s use of the Platform
User’s violation of applicable law
User’s violation of this Agreement
User’s use of the Platform
User’s violation of applicable law
10. Intellectual Property
10. Intellectual Property
10. Intellectual Property
All intellectual property rights in the Platform are owned by the Company.
Users may not:
All intellectual property rights in the Platform are owned by the Company.
Users may not:
Copy
Modify
Reverse engineer
Redistribute
Copy
Modify
Reverse engineer
Redistribute
11. Blockchain Risks
11. Blockchain Risks
11. Blockchain Risks
Users acknowledge that blockchain technology involves risks including:
Users acknowledge that blockchain technology involves risks including:
Protocol changes
Network forks
Smart contract vulnerabilities
Market volatility
Transaction irreversibility
Protocol changes
Network forks
Smart contract vulnerabilities
Market volatility
Transaction irreversibility
SecondFi does not control blockchain networks and is not responsible for their operation.
SecondFi does not control blockchain networks and is not responsible for their operation.
12. Staking and Delegation
12. Staking and Delegation
12. Staking and Delegation
If the Platform enables staking:
Rewards depend on network conditions and participation levels.
Rewards are not guaranteed.
Users remain responsible for selecting staking providers and understanding the associated risks.
Users are also responsible for any taxes associated with staking rewards.
If the Platform enables staking:
Rewards depend on network conditions and participation levels.
Rewards are not guaranteed.
Users remain responsible for selecting staking providers and understanding the associated risks.
Users are also responsible for any taxes associated with staking rewards.
If the Platform enables staking:
Rewards depend on network conditions and participation levels.
Rewards are not guaranteed.
Users remain responsible for selecting staking providers and understanding the associated risks.
Users are also responsible for any taxes associated with staking rewards.
13. Amendments
13. Amendments
13. Amendments
The Company may modify this Agreement at any time.
Updated terms may be posted within the Platform or on the Company website.
Continued use of the Platform constitutes acceptance of the revised terms.
The Company may modify this Agreement at any time.
Updated terms may be posted within the Platform or on the Company website.
Continued use of the Platform constitutes acceptance of the revised terms.
14. Governing Law
14. Governing Law
14. Governing Law
This Agreement shall be governed by the laws of Singapore, unless otherwise specified by the Company.
Any disputes shall be resolved through binding arbitration under internationally recognized arbitration rules.
This Agreement shall be governed by the laws of Singapore, unless otherwise specified by the Company.
Any disputes shall be resolved through binding arbitration under internationally recognized arbitration rules.
15. Entire Agreement
15. Entire Agreement
15. Entire Agreement
This Agreement constitutes the entire agreement between the Parties regarding the use of the Platform and supersedes all prior agreements or understandings.
This Agreement constitutes the entire agreement between the Parties regarding the use of the Platform and supersedes all prior agreements or understandings.