The crypto wallet that secured billions in Cardano assets is now a complete financial platform, Yoroi becomes the foundation for SecondFi, a platform built for spending, trading, earning, and saving with users in full control.

EMURGO, a co-founding entity of the Cardano blockchain, today announced the official launch of SecondFi, a self-custodial neofinance platform. The launch marks the evolution of Yoroi Wallet from a trusted Cardano wallet into a multichain financial platform designed for everyday crypto usage, while keeping users in control of their assets.

SecondFi also expands on Yoroi’s swap experience. Unlike Yoroi, where swaps were limited to Cardano-native tokens, SecondFi supports cross-chain swaps across 10,000+ assets, allowing users to swap between assets across supported networks, such as SOL to ADA, directly inside the app. Neobanks make spending easy, but require users to give up custody. SecondFi brings these experiences together through one self-custodial account built for everyday financial activity.

Through its partnership with Wirex, SecondFi introduces a self-custodial Visa card designed for everyday spending. This gives users a card experience that preserves self-custody while making crypto more useful in daily life. Also partnering with Banxa and Encryptus to support fiat on-ramp and off-ramp capabilities within the platform. These integrations are intended to make it easier for users to move between fiat and self-custody crypto without relying on separate platforms.

What this means for users

• Continuity for Yoroi users: Wallet, assets, stake pool delegation, and DRep ID remain unchanged. If auto-updates are enabled, Yoroi will update to SecondFi automatically once available. Otherwise, users can update manually from the App Store or Google Play. 

• Cardano staking and governance remain: ADA staking rewards, DRep delegation, and stake pool participation continue inside SecondFi. 

• Spend with a self-custodial Visa card: The SecondFi card issued by Wirex lets users spend in everyday life while preserving user control. The card is available in 39 countries at this stage, including the Philippines, Vietnam, Germany, Taiwan, and more. It has no minimum top-up requirement and can be added to Apple Pay and Google Pay. The full list of supported countries is available here. Japan is expected in Q3

• Swap across networks in one place: SecondFi supports swaps across 10,000+ assets and multiple networks from a single account, with no requirement to move funds to a separate exchange.

• Self-custody preserved end to end: Users continue to hold their keys and remain in control of their assets.

What’s Coming Next

SecondFi will continue expanding in phases. Future updates will include support for additional chains, expanded payment and financial partnerships, stablecoin yield, RWA exposure, and new ways to earn. 

Get Started with SecondFi

To start using SecondFi or learn more, visit secondfi.io. Users can explore SecondFi to spend, swap, stake, and manage assets across multiple networks while keeping self-custody at the center of the experience.

About SecondFi

SecondFi is a self-custodial neofinance platform built for spending, trading, earning, and saving, with users in control. One app, one account, fully yours. The future is onchain. SecondFi is how you get there. For more information, visit secondfi.io.

About EMURGO

EMURGO is a co-founding entity of the Cardano Blockchain that drives the commercial adoption of blockchain technology and asset tokenization. Through strategic investments, partnerships, and infrastructure development, EMURGO connects traditional finance and Web3, enabling trust, scalability, and the tokenization of real-world assets.

Disclaimer

Users should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained herein shall constitute a solicitation, recommendation, endorsement, or offer by EMURGO or SecondFi to invest.

This release has been prepared and provided by SecondFi. The statements and descriptions herein reflect SecondFi's current view of the platform and are provided for general informational purposes only. This release does not constitute an offer to sell, a solicitation to buy, or a recommendation regarding any financial product, digital asset, security, card program, or investment strategy.

Availability of services may be subject to jurisdiction, eligibility, onboarding, compliance, and partner approval requirements, and may change without notice. Any references to global spending, digital assets, yield, tokenized products, or payment functionality are subject to applicable laws, network conditions, platform terms, and operational limitations.

Users should review the applicable terms, disclosures, and risk information before using any product or service described in this release.